Life, Health, and Medicare Solutions

We are here to help you find the coverage and protection to fit your needs and budget.


As independent agents, we provide plans from all the major carriers in NC, SC, & VA which helps us find the perfect plan for you.


With over 20 years of experience, we have the industry knowledge needed to navigate the confusion of Medicare, life, and Health Insurance.


We have two convenient offices located in Charlotte and Greensboro, and proudly serve all of North Carolina, South Carolina, and Virginia.

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Steve Edwards, Agent and Owner

Steve is a licensed independent agent with over 20 years of experience.


Edwards Insurance Specialists is contracted with multiple insurance companies to make sure we can find the right plan that meets your unique needs. One of our main goals is to educate and empower our clients in their decision making and offer guidance when it’s needed most. We strive to keep our process simple and honest!

Medicare Advantage Plans

Medicare contracts with insurers in order to offer different types of health insurance plans such as: (HMO’s) Health Maintenance Organizations, (PPO’s) Preferred Provider Organizations, (PFFS) Private Fee For Service and (SNP) Special Needs Plans.

Prescription Part D Plans

Medicare Part D is the Medicare Prescription Drug Benefit to help subsidize the cost of prescription drugs. There are two ways to get prescription drug coverage through Medicare: a stand-alone Prescription Drug Plan or a Medicare Advantage Prescription Drug Plan.

Medicare Supplements

Medicare Supplement Insurance pays in addition to Original Medicare. These plans are also known as: Medigap or Medicare Supplemental Insurance. They are designed to fill the gaps in Original Medicare and can help with copayments, coinsurance, and deductibles.

Individual Health Insurance

Health Insurance can be offered on and off the Federally Funded Marketplace. These plans are designed for individuals and families that are not on Medicare or Medicaid and can help ensure against ever increasing health costs.

Life Insurance

Life Insurance policies can be purchased to cover final expenses, burial cost, debt, loss of income, pay estate taxes, create a gift of inheritance and to generate more of a gift than a CD would at a bank. Help give yourself the peace of mind you deserve.

Dental Plans

Dental Insurance is designed to pay a portion of the cost associated with this care. Most health insurance policies do not cover dental services. Coverage can be catered to each individual and families needs.

Vision Plans

Vision Insurance is designed to pay a portion of the cost associated with this eye exams and lens and frame costs. Most health insurance policies do not cover vision services. Coverage can be catered to each individual and families needs.

Hospital Indemnity

Hospital Indemnity Insurance policies pay cash directly to you that you can use to pay your hospital expenses and other co-pays. These plans are not health insurance but give you exceptional protection beyond your current health plan.

Frequently Asked Questions

Do you charge for fees and services provided?

No, there are no fees. We are solely compensated by the insurance companies we represent.

What is your current service area?

While most of my clients reside in Gaston County and surrounding areas, we are licensed to help any and all North Carolina residents.

What are Medicare’s Annual Enrollment Period Dates?

Medicare currently has established the period to be from October 15th – December 7th. Decisions made during this time typically go into effect January 1st of the next calendar year.

Stay in touch

Steve Edwards, Licensed Agent


Greensboro: 336-288-1279 | Charlotte: 704-412-3010 | [email protected]

I understand that by providing the information above, an agent from Edwards Insurance Specialists may contact me regarding health plan options.